🌐 Real-World Asset (RWA) Investor Guide

Your Complete Roadmap to Compliant Tokenized Securities Investment

✅ ERC-3643 Compliant • 🔒 SEC Regulated • 🌍 Institutional Grade

🚀 Welcome to the Future of Asset Ownership

🎯 What You'll Learn: This comprehensive guide will help you understand RWAs, navigate the compliance landscape, and become a verified investor capable of participating in tokenized securities offerings across mining, real estate, and other institutional-grade assets.

🌟 What Are Real-World Assets (RWAs)?

RWAs are tokenized representations of physical or financial assets on the blockchain. Instead of traditional paper certificates or centralized databases, ownership is recorded as digital tokens that:

🔗

Blockchain Verified

Immutable ownership records on public ledgers

💎

Fractional Ownership

Invest in high-value assets with lower minimums

24/7 Trading

Global liquidity without traditional market hours

🔒

Compliance Built-In

Smart contracts enforce regulatory rules automatically

📊 Types of RWAs You Can Invest In

⛏️ Mining Assets

Gold, silver, copper, lithium mines

Tokenized mining operations with proven reserves, offering exposure to commodity production and revenue streams. Example: $2B underground gold deposits with quarterly royalty distributions.

🏢 Real Estate

Commercial, residential, industrial properties

Fractional ownership in income-generating properties with rental yields and appreciation potential. Trade real estate like stocks with instant settlement.

💵 U.S. Treasuries

Government bonds and fixed income

Institutional-grade protection for stable, secure returns. Access traditional safe-haven assets with blockchain efficiency through various tokenized treasury platforms.

🎨 Alternative Assets

Art, collectibles, intellectual property

Previously illiquid assets now tradeable 24/7. Diversify your portfolio beyond traditional securities with fractional ownership of high-value items.

🔐 Why ERC-3643 Compliance Matters

The ERC-3643 standard is the global framework for tokenized securities compliance. It ensures:

⚠️ Important: Unlike cryptocurrencies (Bitcoin, Ethereum) that anyone can buy anonymously, RWA tokens are regulated securities. You MUST complete identity verification and accreditation checks before investing.

Ready to Get Started?

Follow our step-by-step registration process to become a verified RWA investor

Start Registration Process → Explore Platforms

📄 The Fact Sheet: How RWAs Work

🎓 Educational Objective: Understand the technical and regulatory infrastructure that enables compliant tokenized securities to operate within permissioned frameworks while maintaining blockchain transparency.

🏛️ ONCHAIN Identity: Your Digital Passport

Before investing in any RWA, you need an ONCHAINID - a blockchain-based identity that serves as your verified investor profile.

What is ONCHAINID?

ONCHAINID is a self-sovereign identity protocol (ERC-734/735 standard) that creates a "digital gatekeeper" for segregated asset classes. Think of it as a verified badge that proves you've completed:

How It Works:

  1. You create a wallet
    Install MetaMask and generate your Ethereum address (starts with 0x...)
  2. Platform verifies your identity
    Submit documents to a trusted platform (Securitize, RWA.io, etc.)
  3. ONCHAINID is issued
    A smart contract is deployed containing your verified claims (encrypted)
  4. Your wallet becomes "vetted"
    ERC-3643 tokens can now be transferred to your address
🔑 Key Benefit: Once you have an ONCHAINID, you can participate in multiple RWA offerings without re-doing KYC for each project. Your identity is portable across all ERC-3643 compliant platforms!

🏢 Institutional Platforms & Segregation

RWA tokenized securities are managed through institutional platforms that act as gatekeepers and segregators. These platforms ensure:

Platform Primary Role Key Feature
Tokeny Tokenization Platform (B2B) ERC-3643 solutions for issuers; not direct investor registration
Securitize ID Service (Securitize-ID) ONCHAINID integration for institutional-grade securities
RWA.io RWA Trading Marketplace Tokenized real estate, commodities, bonds with DeFi integration
Ondo Finance Institutional Protection U.S. Treasuries tokenization (USDY, OUSG products)

⚙️ How ERC-3643 Enforces Compliance

Every transfer of an ERC-3643 token goes through automatic compliance checks:

🔄 Transfer Flow: 1. Investor initiates transfer
   ↓
2. IdentityRegistry checks: Does sender have ONCHAINID?
   ↓
3. IdentityRegistry checks: Does receiver have ONCHAINID?
   ↓
4. Compliance Module checks: Are both in allowed countries?
   ↓
5. Compliance Module checks: Does this exceed max holder limits?
   ↓
6. Compliance Module checks: Is transfer whitelisted/not frozen?
   ↓
7. ✅ Transfer executes if ALL checks pass
   ❌ Transfer reverts if ANY check fails
🚫 What You Can't Do:
  • Transfer tokens to an unverified wallet
  • Trade during holding periods (e.g., 12-month lockup)
  • Participate from restricted jurisdictions
  • Exceed maximum holder limits set by the issuer

📋 Registration & Participation Requirements

To participate in tokenized RWA offerings, you must meet these requirements:

Requirement Details Why It Matters
Verified Wallet ONCHAINID-enabled Ethereum address Proves you're a legitimate, vetted investor
Accredited Status $200K+ income or $1M+ net worth (US) SEC requires accreditation for Reg D offerings
Country Verification Must be from an approved jurisdiction Compliance with local securities laws
KYC/AML Clearance Background check and document submission Anti-fraud and regulatory compliance

Understand the Process?

Next step: Choose a platform and start your registration

View Platforms →

🏢 Institutional Platforms for RWA Investment

🎯 Choose Your Platform: Different platforms specialize in different aspects of RWA tokenization. You may need accounts on multiple platforms depending on your investment strategy.

🌟 Leading Platforms & Their Specializations

🔵 Tokeny

Tokenization Platform for Issuers (Not Investor Registration)

Best For: Companies & issuers creating compliant security tokens with lifecycle management.

Key Features:

  • ERC-3643 standard creator
  • White-label tokenization solutions
  • Automated dividend distribution
  • Full compliance module management

Note: Tokeny is a B2B service provider for token issuance. Investors receive tokens issued through Tokeny but don't register directly on their platform.

View How It Works →

🟢 Securitize

Comprehensive ID Service (Securitize-ID)

Best For: ONCHAINID integration and institutional-grade securities management.

Key Features:

  • Securitize-ID (ONCHAINID provider)
  • SEC-registered transfer agent
  • Investor onboarding platform
  • Cap table management

Use Case: Reg D/Reg A+ offerings, private equity tokenization, accredited investor verification

Visit Securitize →

🟣 RWA.io

Tokenized Real-World Asset Trading Platform

Best For: Trading tokenized real estate, commodities, bonds, and diversified RWA portfolios.

Key Features:

  • DeFi-integrated RWA marketplace
  • Yield-generating RWA investments
  • Real estate, commodities, treasury bonds
  • Diversification beyond cryptocurrencies

Use Case: Investors seeking exposure to tokenized real-world assets with portfolio diversification and yield opportunities

Visit RWA.io →

🟡 Additional RWA Trading Platforms

Broader Access for Global Investors

Best For: Investors seeking RWA exposure with fewer geographic restrictions.

Recommended Platforms:

  • RWA.io - Real estate, commodities, bonds (DeFi-integrated)
  • tZERO - SEC-registered ATS for security tokens
  • INX - Hybrid crypto & securities exchange
  • Backed Finance - Tokenized treasuries with lower minimums

Use Case: Diversified RWA portfolios without institutional-only restrictions

✅ MORE ACCESSIBLE:
These platforms generally have fewer geographic restrictions and lower net worth requirements than institutional-only products like Ondo Finance USDY.
US investors can access tZERO, INX, and our platform for compliant securities.
Explore RWA.io →

🔄 Platform Comparison Matrix

Platform ONCHAINID Provider Asset Focus Compliance Best For
Tokeny ✅ Yes Equities, RWAs ERC-3643 Native Dividend-paying assets
Securitize ✅ Yes (Securitize-ID) Private Securities SEC Registered Accredited investors (US)
RWA.io ✅ Yes Real Estate, Commodities, Bonds DeFi-Integrated Diversified RWA portfolios
tZERO / INX ✅ Yes Security Tokens, RWAs SEC-Registered ATS US-compliant trading
💡 Pro Tip: Many investors use multiple platforms:
  • Securitize for U.S. Reg D private placements and Securitize-ID verification
  • RWA.io for tokenized real estate, commodities, bonds, and diversified portfolios
  • tZERO/INX for SEC-compliant security token trading (US investors welcome)
Your ONCHAINID from one platform can often be used across multiple ERC-3643 ecosystems!

🌍 Jurisdiction-Based Eligibility Requirements

Important: Some institutional RWA platforms (like Ondo Finance USDY) have strict jurisdiction requirements. This section shows typical restrictions - most platforms are more accessible. Check requirements before registering:

🚫 PROHIBITED JURISDICTIONS (Cannot Invest):

Individuals and entities from the following jurisdictions are completely prohibited from subscribing for, acquiring, or redeeming USDY tokens (and similar RWA products):

🇺🇸 United States
🇨🇦 Canada
🇷🇺 Russia
🇮🇷 Iran
🇰🇵 North Korea
🇨🇺 Cuba
🇻🇪 Venezuela
🇸🇾 Syria
🇦🇫 Afghanistan
🇧🇾 Belarus
🇱🇾 Libya
🇲🇲 Myanmar
🇸🇴 Somalia
🇸🇸 South Sudan
🇸🇩 Sudan
Crimea, DNR, LNR (Ukraine regions)

Note: This includes citizens, residents, and entities organized under these jurisdictions. U.S. persons are prohibited even if located outside the U.S.

✅ Restricted Jurisdictions (Requires Qualified/Professional Investor Status):

Investors from the following jurisdictions can invest but must meet specific financial thresholds or professional qualifications:

Jurisdiction Required Status Individual Thresholds Entity Thresholds
🇪🇺 European Union Professional Client / Qualified Investor €500K portfolio; OR 10 trades/quarter for 4 quarters; OR 1 year financial sector experience Regulated institutions; OR large entities: €20M balance, €40M turnover, €2M equity
🇬🇧 United Kingdom Professional Client / Qualified Investor €500K portfolio; OR 10 trades/quarter for 4 quarters; OR 1 year financial sector experience Regulated institutions; OR large entities: €20M balance, €40M turnover, €2M equity
🇸🇬 Singapore Accredited Investor / Institutional Investor S$2M net assets (max S$1M from home); OR S$1M financial assets; OR S$300K annual income S$10M net assets; OR regulated financial institutions
🇭🇰 Hong Kong Professional Investor HK$8M portfolio (alone or with associates) HK$40M total assets (trust); HK$8M portfolio or HK$40M assets (corporate)
🇨🇭 Switzerland Professional Client / Qualified Investor CHF 500K assets + experience; OR CHF 2M assets; OR HNWI with professional treasury Regulated institutions; OR large companies: CHF 20M balance, CHF 40M turnover, CHF 2M equity
🇧🇷 Brazil Qualified Investor / Professional Investor R$1M in financial investments + certification; OR R$10M investments (Professional) Financial institutions; investment funds; pension entities
🇲🇾 Malaysia Sophisticated Investor RM 3M net assets (excl. home); OR RM 300K income (individual) / RM 400K (joint) RM 10M assets under management; OR statutory bodies, pension funds
📋 What This Means for You:
  • US Investors: Cannot access institutional products like Ondo USDY. ✅ Use instead: tZERO, INX, Securitize Markets, or our platform for SEC-compliant RWA securities
  • EU/UK/Singapore/HK Investors: Must prove Professional/Qualified Investor status with financial documentation (bank statements, tax returns, certifications)
  • Other Jurisdictions: May have fewer restrictions but still require KYC/AML verification
  • Platform-Specific: These strict requirements apply mainly to institutional treasury products (Ondo USDY). Most RWA platforms have fewer restrictions - RWA.io, tZERO, INX, and our platform are more accessible

Ready to Register?

Learn the step-by-step process to create your verified investor profile

Registration Guide →

✍️ Step-by-Step Registration Process

⏱️ Time to Complete: 3-7 Days Most platforms process KYC/AML verification within 3-5 business days. Accreditation checks may take an additional 2-3 days if income verification is required.

📝 Complete Registration Workflow

  1. Install MetaMask Wallet
    Download from metamask.io and create a new wallet. Save your 12-word recovery phrase securely (write it down offline - NEVER share it).
  2. Choose Your Platform
    Based on your investment goals:
    • Mining/Real Estate: RWA.io or our platform
    • U.S. Private Placements: Securitize
    • US Investors (All Assets): tZERO, INX, Securitize, or our platform
  3. Create Platform Account
    Visit the platform's website and sign up with your email. You'll receive a verification link - click it to activate your account.
  4. Connect Your Wallet
    Link your MetaMask address to your platform account. This wallet will receive your ONCHAINID and RWA tokens.
  5. Submit KYC Documents
    Provide the following:
    • Government-issued photo ID (passport, driver's license)
    • Proof of address (utility bill, bank statement within 3 months)
    • Selfie photo for identity verification
  6. Complete Accreditation Verification (If Required)
    For Reg D offerings in the US, prove accredited investor status:
    • Income Method: 2 years of tax returns showing $200K+ individual/$300K+ joint income
    • Net Worth Method: Bank/brokerage statements showing $1M+ net worth (excluding primary residence)
    • Professional Method: Series 7/65/82 license verification
  7. Wait for Approval
    The platform reviews your documents (typically 3-7 days). You'll receive an email when approved.
  8. ONCHAINID Deployment
    Once approved, the platform deploys your ONCHAINID smart contract. Your wallet address is now "vetted" and can receive ERC-3643 tokens.
  9. Start Investing
    Browse available RWA offerings on the platform's marketplace or participate in private placements you've been invited to.

📄 Required Documents Checklist

✅ Standard KYC Package:

  • ☐ Government-issued photo ID (passport preferred for international investors)
  • ☐ Proof of address dated within last 3 months
  • ☐ Selfie or video verification
  • ☐ Tax ID number (SSN for US citizens, equivalent for others)

✅ Accreditation Package (US Investors):

  • ☐ Last 2 years of Form 1040 tax returns, OR
  • ☐ Bank statements showing $1M+ liquid net worth, OR
  • ☐ CPA letter certifying accredited status, OR
  • ☐ Financial license verification (Series 7/65/82)

✅ International Investors:

  • ☐ Passport (must be from approved jurisdiction)
  • ☐ Proof of address in English or with certified translation
  • ☐ Tax residency certificate (CRS/FATCA compliance)

🌍 Where to Register

Tokeny Registration

Visit tokeny.com → Click "Get Started" → Follow onboarding wizard

Start Registration →

Securitize Registration

Create your Securitize-ID for verified investor access to private securities

Start Registration →

RWA.io Registration

Access tokenized real estate, commodities, and bond markets with verified identity

Start Registration →

tZERO Registration

SEC-registered ATS for security token trading - US investors welcome

Start Registration →
⚠️ Registration Tips:
  • Use high-quality scans: Blurry documents will be rejected
  • Match your name exactly: All documents must show the same legal name
  • Current address only: Utility bills must be dated within 90 days
  • One wallet per account: Don't try to register multiple wallets with the same identity
  • Accreditation is separate: You may be KYC-verified but still need to prove accreditation for certain deals

Questions About the Process?

Check our FAQ or learn about broker-dealer platforms for trading

View FAQ → Broker-Dealer Guide

✅ Next Steps After ONCHAINID Approval

Once your identity verification is complete (typically 3-7 days), register on these exchanges to start trading:

🎯 Critical Reminder: Use the SAME wallet address for exchange registration that you used for ONCHAINID. The exchanges will automatically verify your identity via blockchain lookup!
Exchange Best For Registration Link
tZERO Security tokens, institutional trading Create Account →
INX Hybrid crypto & securities exchange Sign Up →
Securitize Markets Private securities with Securitize-ID Join Now →
OpenFinance Liquidity for Reg D/Reg S securities Register →
Templum Alternative assets (art, collectibles) Get Started →
StartEngine Secondary Startup equity, Reg CF offerings Open Account →

💼 Broker-Dealer Platforms for Trading RWAs

🔄 Primary vs. Secondary Markets: Primary Market: Buy tokens directly from issuers (e.g., mining company offering)
Secondary Market: Trade tokens with other investors on exchanges (requires broker-dealer platform)

📊 Where to Trade Tokenized Securities

Once you own RWA tokens, you can trade them on specialized platforms that combine blockchain technology with regulated broker-dealer services:

Platform Asset Types Regulation Key Features Link
tZERO Security Tokens, Equities SEC-registered ATS FINRA member, institutional-grade matching engine tzero.com
INX Security Tokens, Crypto SEC-registered broker-dealer First SEC-qualified token IPO, hybrid exchange inx.co
Securitize Markets Private Securities, RWAs SEC-registered transfer agent Integrated with Securitize-ID, cap table management securitize.io
Tokensoft Token Sales, RWAs FINRA member Compliance-first issuance and distribution platform tokensoft.io
Templum Alternative Assets, Art SEC-registered ATS + broker-dealer Focus on art, collectibles, and alternative investments templuminc.com
StartEngine Secondary Startup Equity, Reg CF FINRA member Secondary market for Regulation Crowdfunding offerings startengine.com
OpenFinance Network Private Securities SEC-registered ATS Liquidity for Reg D/Reg S securities openfinance.io
Prometheum Digital Assets, Crypto Securities SEC-registered special purpose broker-dealer First platform for crypto asset securities custody and trading prometheum.com

🔐 How Broker-Dealer Trading Works

  1. Create Brokerage Account
    Register on the platform (separate from your ONCHAINID platform) and complete their KYC process.
  2. Link Your Verified Wallet
    Connect the same MetaMask wallet that holds your ONCHAINID to the trading platform.
  3. Deposit Tokens or Funds
    Transfer RWA tokens from your wallet to the platform's custody solution, OR deposit USD to buy on the secondary market.
  4. Place Orders
    Buy/sell orders are matched through the ATS (Alternative Trading System) matching engine, similar to a stock exchange.
  5. Settlement
    Trades settle on-chain (T+0 to T+2 depending on platform). Your ONCHAINID wallet receives tokens automatically.

⚖️ Regulatory Compliance

🏛️

SEC Registered

All platforms are registered broker-dealers or ATS operators under SEC oversight

🔒

FINRA Membership

Members of the Financial Industry Regulatory Authority for investor protection

💵

SIPC Insurance

Some platforms offer Securities Investor Protection Corporation coverage

🔐

Qualified Custody

Assets held in regulated custody solutions (Coinbase Custody, Anchorage, Fireblocks)

⚠️ Trading Restrictions: Even on broker-dealer platforms, ERC-3643 compliance rules still apply:
  • You can only trade with other verified ONCHAINID holders
  • Holding periods must be respected (e.g., 12-month Reg D lockup)
  • Transfer limits enforced by smart contracts (max holders, country restrictions)
  • Some tokens have transfer whitelists limiting trading to approved platforms only

Ready to Trade?

Explore our ATS platform or register on the exchanges above

Learn About Our ATS → Open Our Trading Dashboard

🔗 Quick Registration Links

Register at tZERO → Register at INX → Register at Securitize → Register at OpenFinance →

⚡ Our Automated Trading System (ATS)

🚀 Why Choose Our Platform? We combine institutional-grade compliance with cutting-edge blockchain technology to deliver the fastest, most secure RWA trading experience.

🌟 Platform Capabilities

Instant Settlement

T+0 settlement using smart contract automation - no waiting for clearing houses

🔒

ERC-3643 Native

Built-in compliance checks ensure every trade meets regulatory requirements

🌐

24/7 Trading

Global access with no market hours - trade whenever opportunity strikes

💎

Multi-Asset Support

Mining assets, real estate, treasuries, and alternative investments all in one platform

📊

Real-Time Analytics

Live portfolio tracking, ROI calculations, and tax reporting

🔐

Institutional Custody

Your assets are secured with qualified custodians and multi-sig wallets

💼 Asset Classes We Support

⛏️ Mining & Natural Resources

Tokenized mining operations with proven reserves. Trade exposure to gold, silver, copper, lithium production.

Current Offerings:

  • $2B underground gold deposits (3 mines)
  • Quarterly royalty distributions
  • Production-linked token valuations

🏢 Commercial Real Estate

Fractional ownership in income-generating properties with rental yields and appreciation potential.

Property Types:

  • Multi-family residential complexes
  • Office buildings and industrial parks
  • Retail centers and hospitality assets

💵 Fixed Income & Treasuries

Low-risk exposure to government bonds and investment-grade debt instruments.

Products:

  • U.S. Treasury-backed tokens
  • Corporate bond portfolios
  • Yield-bearing stablecoins

🎨 Alternative Assets

Access previously illiquid markets through tokenization of unique assets.

Opportunities:

  • Fine art and collectibles
  • Intellectual property rights
  • Luxury goods and rare assets

🔄 How Our ATS Works

  1. Connect Your Verified Wallet
    Link your ONCHAINID-enabled MetaMask wallet to our platform. We automatically verify your investor status.
  2. Browse Available Assets
    Explore live offerings with detailed prospectuses, financial projections, and historical performance data.
  3. Place Your Order
    Submit buy/sell orders through our institutional-grade matching engine. Orders are validated against compliance rules instantly.
  4. Automatic Compliance Checks
    Our smart contracts verify:
    • Both parties have valid ONCHAINID credentials
    • Country restrictions are respected
    • Holding periods have elapsed
    • Maximum holder limits not exceeded
  5. Instant Settlement
    Trades execute on-chain with atomic swaps - no counterparty risk. Tokens and funds transfer simultaneously.
  6. Portfolio Management
    Track your holdings in real-time with automated tax reporting and dividend distribution tracking.

💰 Fee Structure

Service Fee Details
Trading Commission 0.75% Per transaction (both buy and sell sides)
Wallet Verification Free ONCHAINID integration at no cost
Custody Fees 0.15%/year For assets held in platform custody (optional)
Dividend Distribution Free Automated smart contract distributions
Withdrawal Gas fees only Transfer tokens to external wallets anytime

🛡️ Security & Compliance

🔐 Multi-Layer Security:
  • Smart Contract Audits: All contracts audited by Certik and OpenZeppelin
  • Multi-Sig Custody: Admin functions require 3-of-5 signature threshold
  • Cold Storage: 95% of assets in offline cold wallets
  • Insurance Coverage: $10M cyber liability and custody insurance
  • Regulatory Compliance: SEC-registered ATS with FINRA oversight

📊 Live Platform Features

📈

Order Book

Real-time bid/ask spreads with depth charts

💹

Portfolio Dashboard

Track performance, dividends, and ROI in real-time

📋

Tax Reporting

Automated Form 1099 generation and cost basis tracking

🔔

Alerts & Notifications

Price alerts, dividend announcements, compliance updates

🚀 Start Trading Today

Access institutional-grade RWA markets with just a few clicks

Open Trading Dashboard → View FAQ

📝 Register on Leading Exchanges (After ONCHAINID Approval)

Once your ONCHAINID is approved, register on these platforms to trade tokenized securities:

🔵 tZERO

SEC-registered ATS for security token trading. FINRA member with institutional matching engine.

Register at tZERO →

🟢 INX

First SEC-qualified token IPO platform. Hybrid crypto and security token exchange.

Register at INX →

🟣 Securitize Markets

Integrated with Securitize-ID. Trade private securities with automated compliance.

Register at Securitize →

🟡 Tokensoft

FINRA member focused on compliant token sales and distribution.

Register at Tokensoft →

🟠 OpenFinance

SEC-registered ATS providing liquidity for Reg D/Reg S securities.

Register at OpenFinance →

🔴 Templum

SEC-registered ATS + broker-dealer specializing in alternative assets.

Register at Templum →
💡 Post-Approval Workflow:
  1. Get ONCHAINID - Complete verification on Securitize, RWA.io, tZERO, or INX
  2. Receive Confirmation - Platform emails you when ONCHAINID is deployed (3-7 days)
  3. Register on Exchanges - Create accounts on trading platforms above using the SAME wallet address
  4. Link Your Identity - Exchanges verify your ONCHAINID automatically via blockchain
  5. Fund Your Account - Deposit USD or transfer existing RWA tokens
  6. Start Trading - Buy/sell tokenized securities with instant settlement

❓ Frequently Asked Questions

🔰 Getting Started

Q: I'm new to crypto. Can I still invest in RWAs?

A: Yes! While RWAs use blockchain technology, you don't need crypto experience. You will need to:
  • Install MetaMask (takes 5 minutes)
  • Complete KYC verification (like opening a bank account)
  • Fund your account with USD (credit/debit card or bank transfer)
Our platform handles all the blockchain complexity automatically.
Q: Do I need to be an accredited investor?

A: It depends on the offering:
  • Reg D (506c) offerings: YES - must be accredited ($200K income or $1M net worth)
  • Reg A+ offerings: NO - open to all investors
  • Reg CF offerings: NO - but investment limits apply based on income
  • International offerings: Varies by jurisdiction
Q: How long does the verification process take?

A: Typically 3-7 business days:
  • KYC verification: 1-3 days
  • Accreditation verification: 2-5 days (if required)
  • ONCHAINID deployment: Instant after approval
Rush processing may be available for time-sensitive offerings.

💰 Investing & Trading

Q: What's the minimum investment amount?

A: Varies by asset:
  • Mining tokens: Typically $1,000-$5,000 minimum
  • Real estate: Can be as low as $100 for fractionalized properties
  • U.S. Treasuries: Often $10,000 minimum (institutional products)
Our platform shows minimum investment amounts on each asset's detail page.
Q: Can I sell my tokens anytime?

A: Not necessarily. Two restrictions may apply:
  • Regulatory holding periods: Reg D offerings typically have 12-month lockups
  • Liquidity: You need a buyer on the secondary market (like stocks, someone must want to buy)
Check the offering's prospectus for specific transfer restrictions.
Q: How do I receive dividends or royalties?

A: Automatically via smart contracts! No manual claiming required.
  • Mining royalties: Distributed quarterly based on production revenue
  • Real estate income: Monthly or quarterly rental distributions
  • Payments sent directly to your wallet in USDC or ETH
Our dashboard tracks all distributions with detailed transaction history.

🔒 Security & Compliance

Q: What happens if I lose access to my wallet?

A: Recovery options available:
  • MetaMask recovery: Use your 12-word seed phrase to restore
  • Platform custody: If assets are in platform custody, contact support for account recovery
  • Smart contract recovery: Our contracts have owner-authorized recovery mechanisms for verified identities
CRITICAL: Store your seed phrase offline and securely. Never share it with anyone.
Q: Is my investment SIPC insured?

A: It depends on the custody arrangement:
  • Platform custody: May have SIPC coverage (check platform details)
  • Self-custody: No SIPC protection (you control private keys)
  • Cyber insurance: Most platforms carry separate cyber liability insurance
Review each platform's insurance disclosures in their Terms of Service.
Q: Can the token issuer freeze my tokens?

A: Yes, for specific compliance reasons:
  • Suspected fraud or money laundering
  • Court orders or legal disputes
  • Expired KYC credentials (you must renew annually)
  • Country restrictions (if you move to a prohibited jurisdiction)
Freezing is governed by the smart contract's compliance rules and can be reversed once issues are resolved.

🌐 International Investors

Q: I'm not a U.S. citizen. Can I invest?

A: Yes! Most RWA platforms welcome international investors:
  • ✅ Generally Welcome: EU, UK, Australia, Singapore, Hong Kong, Brazil, Malaysia, and 100+ jurisdictions
  • ⚠️ Restricted (some platforms): Sanctioned nations (Iran, North Korea, Syria, Russia, Belarus, etc.)
  • ✅ RWA.io, tZERO, INX: Broader international access than institutional-only platforms
  • ⚠️ Institutional platforms: May require Professional/Qualified Investor status in EU/UK/Singapore - see jurisdiction requirements above
Check each platform's "Eligible Jurisdictions" section before investing.
Q: I'm a U.S. citizen/resident. Can I invest in RWAs?

A: YES! Use these SEC-compliant platforms:
  • ✅ tZERO - SEC-registered ATS for security tokens (FINRA member)
  • ✅ INX - First SEC-qualified token IPO platform
  • ✅ Securitize Markets - SEC-registered transfer agent for private securities
  • ✅ Our Platform - Full ERC-3643 compliance with SEC reporting
  • ❌ NOT Ondo USDY - Explicitly prohibits U.S. persons (Reg S offshore product)
U.S. investors have access to mining tokens, real estate, private equity, and other RWAs through compliant platforms!
Q: What about taxes?

A: You are responsible for taxes in your jurisdiction:
  • U.S. investors: Report on Schedule D (capital gains) and Schedule B (dividends)
  • International investors: May have withholding taxes (typically 30% on U.S. source income unless reduced by tax treaty)
  • Form W-8BEN: Non-U.S. investors should submit this to claim treaty benefits
Our platform provides transaction history exports for tax reporting. Consult a tax professional for specific advice.

💡 Technical Questions

Q: What blockchain networks do you support?

A: We deploy on multiple networks:
  • Ethereum: Primary network for high-value assets (mainnet security)
  • Polygon: Lower gas fees for frequent trading
  • Avalanche: Alternative L1 for specific offerings
  • Sepolia Testnet: For testing and demo purposes
Each asset's detail page shows which network it's deployed on.
Q: What wallets are supported?

A: EVM-compatible wallets:
  • MetaMask: Recommended (easiest setup)
  • WalletConnect: Supports mobile wallets (Trust Wallet, Rainbow, etc.)
  • Coinbase Wallet: Browser extension or mobile app
  • Ledger/Trezor: Hardware wallets for maximum security
We do NOT support Bitcoin wallets or non-EVM chains.

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